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What to Do If a Family Member or relative Steals Your Identity

Identity theft isn’t always an unknown person or an unnamed hacker. Many times your identity can be stolen by your friend or a relative that is hard enough. Let’s take a look at how to deal with it if you have stolen your identity by a friend or a relative. Once you have confirmed that your identity is stolen then you need to contact the creditor and business to explain that you are not responsible for the debt. You should also file a police report. This is the only way that you will be able to fix your credit report. You should also place a fraud alert with the credit bureaus and report the theft to the Federal Trade Commission.

Although it might be difficult to file a police report on someone you know so you should consult a criminal Defense attorney to guide you about handling this situation. If you are getting trouble from other friends or family members about not filing a police report, you must remember what's at stake if you don't report the theft.

While going through all these circumstances keep in mind that your credit history is in danger, and you will be the one responsible for repaying that money unless you take the necessary steps to begin disputing the charges.

If the person gets away with the theft, you could put others at risk as well. How you can imagine that they won't steal someone else's identity. Another most important task is to check account numbers, as well as closes all of the accounts that you have open. Set up alerts on your credit reports that will help to shield you from identity theft in the future.